Need Loan Assistance?
Have a question about a loan, your application, or your account? Our team of expert loan advisors is ready to help you.
Tell us about your loan requirement and our advisor will get back to you within 24 hours.
Quick answers to common loan questions. Can't find what you're looking for? Contact us directly.
Applying is simple and fully online. Click "Apply Now" on any loan product page, fill in your basic details, upload your KYC documents (Aadhaar, PAN), and our system will match you with the best lender offers within minutes. No branch visit required.
For most loans you need: a valid PAN card, Aadhaar card, last 3 months' bank statements, last 2 salary slips (for salaried) or last 2 years' ITR (for self-employed), and a recent passport-size photograph. Specific loans may require additional documents.
Personal loan approvals can be as fast as 24 hours. Home and business loans typically take 3–7 working days depending on the lender's verification process. We keep you updated at every step via SMS and email.
No. Checking eligibility on Loan Sansar is a "soft inquiry" and does not impact your CIBIL score at all. Only when a formal loan application is submitted to a lender does a hard inquiry occur.
Most banks require a CIBIL score of 700+ for personal loans and 650+ for home loans. However, we work with NBFCs that can process applications for scores as low as 600. If your score is low, our advisors can suggest ways to improve it.
Loan Sansar's loan comparison and advisory service is completely free for borrowers. We earn a referral fee from our lending partners, not from you. There are no hidden charges for using our platform.
Yes, most lenders allow part-prepayment or foreclosure after 6–12 EMIs. Foreclosure charges vary by lender and loan type (typically 2–4% of the outstanding principal). Our advisors can help you understand the terms before you apply.
After submitting your application, you'll receive a reference number via SMS and email. You can use this to track your application status on our website or by calling our helpline at +91 98765 43210.
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At Loan Sansar, we believe getting expert financial guidance should be as easy as sending a message. Whether you're comparing personal loan offers, unsure about your home loan eligibility, or looking to refinance an existing loan, our team of dedicated loan advisors is available to help you make the right decision.
Every inquiry is handled personally — you won't be talking to a bot. Our advisors understand the nuances of each loan product, lender requirements, and what it takes to get the best offer for your specific financial profile.
We are committed to transparency. We'll tell you exactly what documents you need, what rate you can expect, and how long the process will take — before you even apply. No surprises, no pressure.